15th December
2014
Sometimes we get so caught on in our own problems that we often forget the smaller things in life. We invest in technological devices or even a luxury car but do those things really make us happy? And if so, for how long? Academic studies have shown that material things do not create a consistent sense of happiness. If this is so, what will keep us happy? It is very easy to fall into the following routine, wake up, go to work, go home, relax, eat and go to sleep. Then wake up the next day and ...
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Self Improvement
14th December
2014
As an employee of a state or local government, you may have a unique option available to you. You may be able to drop at least some of your retirement assets into another investment bucket. Many state and local governments have recently adopted Deferred Retirement Option Programs, which are commonly referred to as DROP plans. A DROP plan is a plan that allows any employee covered by the state or local government’s pension plan to begin taking early retirement benefits from your pension plan ...
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Finance
13th December
2014
EARLY DISTRIBUTIONS FROM RETIREMENT PLANS Qualified retirement plans and individual retirement accounts (IRAs) are great vehicles to take advantage of tax-deferred growth potential and save for retirement. When an individual eventually decides to tap into his or her retirement fund, withdrawals from these plans are subject to regular income taxes. There's one catch, however, for people who are under 59 1/2 years old. They will pay an additional 10 percent tax for premature distributions, ...
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Finance
12th December
2014
Resort home ownership, such as condo hotels and fractional shares is different from typical home ownership. So it is important to ask certain questions before signing the purchase agreement on a resort property. The following list of questions typically applies to most types of resort property ownership unless otherwise noted. Pricing and Initial Purchase -Is the price negotiable and do you need to purchase through a certain company or representative? Who gets a commission off the sale? Some ...
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Finance
11th December
2014
"Alas!!! Had I invested in life insurance, today I wouldn’t have fallen into this dump". This is the statement that most people over the world have been making after facing current downturn in the economy, that’s being termed as "recession". The average investor even though aware of the tenure that the recession lasts through fail to get themselves insured against life, most of them considering this module only to be a tax-saving instrument. Other then avoiding the current financial crisis ...
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Finance
10th December
2014
Using investment to supplement savings is becoming more widespread. With the world becoming more and more unsure these days, it seems that many more people are interested in building a personal savings to ensure that they have a safety net to protect them should hard times come. For many, wise investments become a major part of this savings safety net... after all, many investments have the ability to yield much more profits than the interest that is accrued from basic savings. The risk ...
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Finance
9th December
2014
Are you attracted to the idea of being in control of your financial future, but confused about how to start investing in the stock or share market, while avoiding costly mistakes? Or maybe you're disappointed with your performance so far? Does it sometimes feel like every time you take the plunge and buy into the market, the price goes down? That's understandable... You've probably attended seminars, read other newsletters or broker reports telling you to buy this or buy that ..... ...
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Finance
8th December
2014
If you are interested in stock investing and the stock market, you may have plenty of questions. Even if you have already started investing, you may still have many questions about the details of the stock market and your options. Even the stock investing pro needs tips now and again and is on a path of continuous daily learning. That is their lifestyle and sometimes their contribution in life. So, how, as a part-time investor, do you know where to go for recommendations? How can you be sure ...
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Finance
7th December
2014
a href='http://www.paladinregistry.com'>Financial management services are the services offered by various financial institutions such as banks, insurance companies, investment banks, etc., to help individuals or corporations in achieving their financial goals, in terms of accumulating greater wealth and future financial security. There are a number of financial management services companies offering a diverse portfolio of services to suit different financial requirements of their clients. ...
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Finance
6th December
2014
If you're like many investors who squander those small dividend checks from your stock portfolio, a Dividend Reinvestment Plan (DRP) might be just what you need. Just as its name implies, a Dividend Reinvestment Plan allows you to reinvest some or all of those dividends into more stock of the issuing company. Unlike purchases made through traditional means, partial or fractional shares, as well as whole shares, are available. Technically, there are two types of DRPs. The first type involves ...
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Finance
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